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The Excess A £25 or $40 or €37.50 excess is deducted from each claim you submit for out-patient, dental treatment and the Well-being benefit during each period of cover. A claim is defined as a course of treatment for a specific illness, injury or dental condition. Increasing the excess You can choose to increase the excess and this will result in a reduction of your premium of up to 45% depending upon the excess you select. The following options are available:-
If you choose an increased excess, the excess will not just apply against out-patient and dental claims, it will apply against the total cost of each claim. When treatment for a claim runs into a new period of cover, the excess will be applied again. Home I
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