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The Global Health Plans give you three areas of cover to choose
from:-
AREA ONE: World-wide cover with cover in the
USA & Canada restricted to the first 45 days spent there during
any annual period of cover for accident and emergency treatment
only.
This option gives your employees full cover outside the USA and
Canada and emergency cover only in the USA and Canada. Emergency
cover means essential emergency treatment required if a sudden and
unexpected illness or an accident whilst on a temporary visit to
the USA or Canada. It will not cover treatment which could reasonably
delayed until your employee has return to their country of residence.
Under this option cover will automatically cease from the 46th day
spent in North America during your annual period of cover.
AREA TWO: World-wide cover with cover in the
USA and Canada restricted to the first 30 days spent there during
an annual period of cover.
This option allows your employees to elect to have treatment in
the USA and Canada, but limits the time they can spend there during
any annual period of cover to 30 days. Under this option cover will
cease from the 31st day spent in North America during your annual
period of cover.
AREA THREE: World-wide cover including the
USA & Canada.
This option gives your employees full, year-round cover in the
United States and Canada.
IMPORTANT NOTE FOR US AND CANADIAN CITIZENS ONLY Due to legal
and licensing laws we are unable to cover American and Canadian
citizens who live permanently in the USA or Canada. If you are an
American or Canadian citizen and you choose the world-wide cover
option, please note that your North American cover will automatically
cease from the 91st day you spend in your Home Country during your
annual period of cover.
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