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Optional Travel Plan • Optional Accident Plan

Optional Accident Plan

The Personal Accident Plan pays a lump-sum cash benefit in the event of an accident which results in any of the following:-
  • Death
  • Loss of sight in one or both eyes
  • Loss of, or permanent loss of use of one or more limbs
  • Permanent Total Disablement

The lump-sum cash benefit paid is a sum selected by you.

The following benefit amounts are available:-

Sterling
For the discounted rates to apply all employees must have the personal accident benefit.
Personal Accident Benefit
£50,000 £100,000 £150,000 £200,000 £250,000
Annual Premium
Non-discounted rates
£70.00 £140.00 £210.00 £280.00 £350.00
Annual Premium
Discounted rates
£59.50 £119.00 £178.50 £238.00 £297.50

US Dollars
For the discounted rates to apply all employees must have the personal accident benefit.
Personal Accident Benefit
$75,000 $150,000 $225,000 $300,000 $375,000
Annual Premium
Non-discounted rates
$108.00 $216.00 $324.00 $432.00 $540.00
Annual Premium
Discounted rates
$91.80 $183.60 $275.40 $367.20 $459.00

Euros
For the discounted rates to apply all employees must have the personal accident benefit.
Personal Accident Benefit
€75,000 €150,000 €225,000 €300,000 €375,000
Annual Premium
Non-discounted rates
€108.00 €216.00 €324.00 €432.00 €540.00
Annual Premium
Discounted rates
€91.80 €183.60 €275.40 €367.20 €459.00

NB - For discounted rates to apply all employees must have the personal accident benefit.

The cover is effective world-wide, excluding war zones. Some countries are subject to an additional premium loading.

Hazardous occupations and sporting activities

The Personal Accident Plan does not cover hazardous activities. If you participate in any hazardous sports, or if your occupation exposes you to any greater risk than an office-based job, you will need to apply for extra cover. Please give full details of your sporting activities and your occupation on your application form. William Russell will advise you of the additional premium required to ensure that you are fully covered at all times.

Terms and Conditions relating to the Personal Accident Plan.

The full terms and conditions of this plan are avaliable as a PDF file

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